Fuel your growth, without the cash flow panic. Payroll Credit Ovio’s Payroll Credit solution gives eligible businesses the flexibility to fund contractor payments, even when client invoices are still pending. It’s a powerful tool for smoothing cash flow and keeping operations moving, especially during busy growth periods. Backed by credit insurance and our expert team, this option is available subject to approval (and yes, fees may apply). Unlock your cash flow. Unleash your growth. Waiting on client payments shouldn’t hold your business back. With Ovio’s Payroll Credit, approved agencies can access short-term funding to keep on track, no awkward delays, no stress. It’s all about giving you room to grow, with a safety net built in. We assess each case with care (because not everyone qualifies), but when it works, it really works. It’s payroll support that flexes with you and helps you sleep at night. Get in touch Because payroll waits for no one Our Payroll Credit solution is designed for businesses that need reliable payroll funding without the faff. When you’re growing fast, cash flow shouldn’t be the thing holding you back and with Ovio, it doesn’t have to be. Flexible funding support tailored to your payroll cycle Subject to credit insurance and approval, no false promises Keeps contractors paid on time, every time Helps you scale without compromising on compliance Backed by real humans who understand your business Why Ovio? Because the others just don’t get it. We’re not just here to process payroll and tick boxes. We’re here to transform how workforce management feels; easier, sharper, and actually helpful. Ovio blends smart technology, unbeatable compliance tools, and a people-first mindset to give you a better way to work. You get the expertise of a corporate partner, with the attitude of a team that actually listens. SafeRec-accredited compliance built in. Full supply chain visibility for your clients. Purpose driven, not process obsessed Flexible bespoke solutions for growing businesses Human support (with real names, not ticket numbers)